Hipotecasbarcelona.com
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Hipotecasbarcelona.com
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Hipotecasbarcelona.com
Hipotecasbarcelona.com
If you have a stable financial history, it is possible that they will grant a 100% mortgage but you must demonstrate job stability, solid income and absence of delinquencies. Currently the national government is implementing ICO guarantees to help young people and families have access to housing and we will be able to study each case. 100% mortgages are intended for first homes and the interest rates on these mortgages tend to be higher than those on conventional mortgages, since the bank assumes greater risk by financing a higher percentage than usual.
To request our Loan you only have to be of legal age and have no unpaid debts. Our online application process is 100% secure and private. We will give you the best conditions.
The current financial situation with increases in the Euribor has made the option of improving your mortgage through subrogation a necessity for many. As expert analysts, we offer you the possibility of saving thousands of euros on your mortgage by changing banks. The idea is to change from a variable mortgage to a fixed or mixed mortgage, reducing the payment and the interest rate applied to your mortgage. This gives us greater flexibility to meet monthly payments and we negotiate the best conditions for you.
This type of mortgage is the best alternative if you own land and want to build the house of your dreams. You can make it to measure with the quality of materials that you choose and with great professionals who provide you with a fixed budget for the comprehensive management of the construction of the entire house. In this type of mortgages we are in charge of requesting an appraisal that is compatible with the work budget, negotiating the mortgage, delivery periods, work certifications, provisions, etc. This type of mortgage does not finance taxes. All of this can be very complicated if you do not have experience, but we will accompany you throughout the process until you end up with the keys in hand.
They are mortgages designed for people who do not reside in Spain permanently and allow foreigners to acquire housing in Spain. They can be a second home, a real estate investment or primary residence. We can reach up to 70% of the purchase price. Not all banks are familiar with mortgages for non-residents, so it is essential to have experts in the sector to successfully obtain this type of mortgage. These types of mortgages can be requested in the currency where the borrower receives the majority of their income.
We offer a personalized advisory service in finance and banking by our team of financial advisors. We have a deep knowledge of the internal functioning of the bank and we can resolve doubts immediately, give you recommendations so that you win the game against the bank and we also advise you so that you can access the purchase of a home.
